FSCS in-default register

Michael Cull (Financial Planning) Limited

Declared in default5 February 2006FRN 116510

What this means for you

Because Michael Cull (Financial Planning) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Michael Cull (Financial Planning) Limited, operating under FRN 116510, was declared in default by the Financial Services Compensation Scheme on 5 February 2006. The firm's specific product offerings cannot be determined from available data. Former customers may be eligible for FSCS compensation, though the applicable limits depend on the financial products they held with the firm at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.