FSCS in-default register

Michael James Smith Esq

Declared in default1 November 2001FRN 118306

What this means for you

Because Michael James Smith Esq has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Michael James Smith Esq (FRN 118306) was declared in default by the Financial Services Compensation Scheme on 1 November 2001. The firm's product types are not specified in available records. Former customers may be eligible for FSCS compensation, though the specific limits depend on the nature of financial services provided.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.