FSCS in-default register

John Edward Vale & Christine Vale formerly trading as Commercial Risk Consultants

Declared in default6 April 2005FRN 119153

What this means for you

Because John Edward Vale & Christine Vale formerly trading as Commercial Risk Consultants has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

John Edward Vale and Christine Vale, operating under FRN 119153 and formerly trading as Commercial Risk Consultants, were declared in default by the Financial Services Compensation Scheme on 6 April 2005. The firm's specific product lines are not documented in available records. Former customers may be entitled to FSCS compensation up to the applicable limits depending on the nature of products involved.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.