FSCS in-default register

John H F Lacey Life & Pension Limited

Declared in default27 June 2007FRN 121760

What this means for you

Because John H F Lacey Life & Pension Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

John H F Lacey Life & Pension Limited (FRN 121760) was declared in default by the Financial Services Compensation Scheme on 27 June 2007. The firm offered life insurance and pension products to UK customers. Eligible customers with claims relating to insurance products may be entitled to FSCS compensation of up to 90% of their claim with no upper limit.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.