Spalding Kirkcaldy Limited formerly Spalding (Insurance Brokers) Limited
What this means for you
Because Spalding Kirkcaldy Limited formerly Spalding (Insurance Brokers) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Spalding Kirkcaldy Limited, formerly trading as Spalding (Insurance Brokers) Limited (FRN 125146), was declared in default by the Financial Services Compensation Scheme on 1 September 2003. The firm's specific product types are not recorded in available data, preventing precise identification of the financial services it offered. Eligible claimants may be entitled to FSCS compensation depending on the products they held, subject to applicable compensation limits.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.