FSCS in-default register

Western Associates Life and Pensions Limited

Declared in default7 April 2004FRN 131461

What this means for you

Because Western Associates Life and Pensions Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Western Associates Life and Pensions Limited (FRN 131461) was declared in default by the Financial Services Compensation Scheme on 7 April 2004. The firm offered life insurance and pension products to UK consumers. Eligible customers may claim compensation up to the FSCS limit of 90 per cent of their claim with no upper cap for insurance-related losses.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.