FSCS in-default register

Perbond Insurance Services Limited t/aKays Insurance and Financial Services

Declared in default11 August 2006FRN 133652

What this means for you

Because Perbond Insurance Services Limited t/aKays Insurance and Financial Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Perbond Insurance Services Limited, which traded as Kays Insurance and Financial Services (FRN 133652), was declared in default by the Financial Services Compensation Scheme on 11 August 2006. The firm's product range is not specified in available records. Eligible former customers may be entitled to FSCS compensation, though the specific limits depend on the types of products held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.