David Victor Northam, Raymond George Binge & David Ernest Wiltshire T/A Northam Binge & Partners
What this means for you
Because David Victor Northam, Raymond George Binge & David Ernest Wiltshire T/A Northam Binge & Partners has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
David Victor Northam, Raymond George Binge and David Ernest Wiltshire, trading as Northam Binge & Partners (FRN 136646), was declared in default by the Financial Services Compensation Scheme on 2 November 1994. The firm's specific product offerings are not recorded in available documentation. Eligible customers may claim compensation under FSCS rules, though the absence of specified product types limits clarity on applicable compensation limits.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.