FSCS in-default register

Rainbow Insurance and Mortgage Services

Declared in default5 October 2011FRN 139003

What this means for you

Because Rainbow Insurance and Mortgage Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Rainbow Insurance and Mortgage Services (FRN 139003) has been declared in default by the FSCS as of 5 October 2011. The firm's product types are not specified in available records. Eligible customers may be entitled to FSCS compensation, though the specific limits depend on the products held, with standard protections typically covering up to £85,000 for investments and mortgages, or 90% of insurance claims without a set limit.

Products this firm wrote

--

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.