FSCS in-default register

T Michael & C Williams Limited

Declared in default29 May 2012FRN 225041

What this means for you

Because T Michael & C Williams Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

T Michael & C Williams Limited (FRN 225041) has been declared in default by the Financial Services Compensation Scheme as of 29 May 2012. The firm's specific product offerings are not recorded in available data. Former customers of the firm may be entitled to FSCS compensation up to specified limits depending on the types of regulated products they held, though the absence of documented product categories prevents precise determination of individual eligibility.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.