FSCS in-default register

Malcolm Harvey t/a Future Choices UK

Declared in default21 December 2012FRN 440527

What this means for you

Because Malcolm Harvey t/a Future Choices UK has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Malcolm Harvey, trading as Future Choices UK (FRN 440527), was declared in default by the Financial Services Compensation Scheme on 21 December 2012. The firm's product type information is not available in the records provided. Eligible customers of the firm may be entitled to compensation under FSCS protection schemes, subject to the standard compensation limits applicable to their respective product categories.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.