FSCS in-default register

Haich & Associates Ltd

Declared in default11 June 2024FRN 791582

What this means for you

Because Haich & Associates Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Haich & Associates Ltd, operating under the trading names 14Lights Ltd and NPD International Ltd (FRN: 791582), was declared in default by the Financial Services Compensation Scheme on 11 June 2024. The firm provided investment advice and managed unregulated collective investment products. Former customers may be entitled to FSCS compensation of up to £85,000 in relation to investment business.

Products this firm wrote

Investment adviceUnregulated Collective Investment Schemes (UCIS)

How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.